When planning a trip to Boston, it's important to understand the legal regulations and insurance requirements of local cabs. Whether you're an out-of-towner or a Boston native, a thorough understanding of these rules and regulations can help ensure that you and your loved ones have a safe and pleasant ride. In this article, we'll explore the legal regulations and insurance requirements of Boston cabs, so you can make an informed decision when selecting a cab. Riding a cab in Boston is a popular way to get around the city, but it's important to understand the legal regulations and insurance requirements that come with it. The first thing to understand is that all cabs operating in Boston must be licensed by the City of Boston.
This means that the cab company must submit an application and pay an annual fee, and the cab must be inspected by the city's Department of Public Utilities. The inspection includes checking the vehicle's brakes, tires, lights, and other safety features, as well as confirming that the driver has a valid license and is up to date on his or her background checks. In addition, all cabs must carry liability insurance. This insurance covers any damage or injury caused by the cab, including medical bills, legal fees, and any other costs associated with an accident.
The minimum amount of coverage required by law is $50,000 per person and $100,000 per accident. However, some cab companies may choose to carry higher amounts of coverage. The cab company is also required to provide its drivers with Workers' Compensation insurance. This insurance provides coverage for any injuries or illnesses that the driver may suffer while on the job, including medical bills and lost wages.
It is important to note that this insurance does not cover any damage caused by the cab itself. Finally, all cabs must have a valid inspection sticker issued by the Department of Public Utilities. This sticker shows that the cab has been inspected and approved by the city and is up to date on all of its safety requirements. These legal regulations and insurance requirements are in place to help keep both riders and drivers safe when riding a cab in Boston. By understanding what these regulations are and making sure that your cab follows them, you can be sure that you will be safe when riding a cab in Boston.
Workers' Compensation InsuranceWorkers' Compensation insurance is a type of insurance that covers medical expenses and lost wages for employees who become injured or ill while on the job. This insurance is designed to protect workers from the financial repercussions of an accident or illness while they are working for an employer.
In the case of taxi drivers in Boston, Workers' Compensation insurance can help protect them from any injuries or illnesses that they may suffer while driving passengers around the city. The insurance can also provide coverage for any medical treatments or lost wages that may be incurred due to an illness or injury. In addition to providing financial protection, Workers' Compensation insurance can also help ensure that drivers receive the proper medical care and attention needed to recover from any injuries or illnesses. This can help ensure that they are able to return to work as soon as possible and minimize any disruption to their regular work routine. Furthermore, the insurance can also provide peace of mind for both the driver and passengers, as it ensures that the driver is covered in case of an accident or illness while on the job.
Inspection StickersInspection stickers are a form of identification issued to cabs in Boston, which signify that a vehicle has been inspected and approved by the city.
These stickers are important for both riders and drivers, as they provide assurance that the cab is safe and compliant with local regulations. For riders, inspection stickers indicate that the cab is regularly checked for safety and maintenance issues, while for drivers, they provide evidence that their vehicle has been inspected and approved for use. Inspection stickers can be found on the inside of the cab's windshield or rear window, and typically contain information such as the expiration date, license plate number, and a unique identifier. The sticker is usually placed on the left side of the driver's side window, so it is easily visible from outside the cab. It is important to make sure that the sticker is up-to-date and properly displayed before getting into a cab. In addition to providing assurance to riders that their cab is safe, inspection stickers also serve as a deterrent to drivers who might be tempted to cut corners when it comes to safety.
By displaying an up-to-date sticker, cab drivers demonstrate their commitment to safety and compliance with local regulations. This can provide peace of mind for both passengers and drivers alike.
Liability InsuranceLiability insurance is a type of coverage that protects drivers and companies from financial losses resulting from damages caused by the driver. It covers any legal costs and judgments against the driver, up to the limits of the policy. In Boston, all cab drivers must have liability insurance in order to operate legally. The minimum amount of coverage required by law is $50,000 per person and $100,000 per accident for bodily injury, and $25,000 for property damage.
This means that if a driver is found liable for an accident, their insurance will cover up to these amounts for any damages caused. It’s important to note that this type of insurance only covers damages caused by the driver, not the company. If a driver is involved in an accident while on the job, the company’s insurance policy will not cover any damages caused. In addition, liability insurance does not cover any damages to the driver’s vehicle or any injuries they may suffer in an accident. This means that drivers should make sure they have adequate protection with their own auto insurance policy.
Licensing RequirementsRiding a cab in Boston requires that the cab driver has met certain licensing requirements in order to legally operate. All drivers must possess a valid license issued by the city of Boston in order to drive a cab.
This license is separate from the driver's state or federal license, and must be renewed each year. In order to be eligible for a Boston taxi driver license, applicants must pass a background check and possess a valid driver's license. They must also complete a taxi driver training course, which covers topics such as safety and customer service. The course also covers local regulations and laws that drivers must follow while on the job. Additionally, applicants must be at least 21 years of age. In addition to the taxi driver license, all vehicles operating as cabs must be registered with the city of Boston.
The vehicle must pass an inspection prior to registration, and must have a valid inspection certificate. All vehicles must also be equipped with a meter that accurately calculates fares for customers. Finally, all drivers and vehicles operating as cabs in Boston must be properly insured. Drivers must carry a minimum amount of liability insurance coverage in order to protect passengers in case of an accident or injury. Additionally, the vehicle's owner must carry comprehensive insurance coverage for the vehicle itself.
Workers' Compensation InsuranceWorkers' Compensation insurance, also known as Workman's Compensation insurance, is an insurance policy that provides financial and medical benefits to workers who are injured or become ill on the job.
It is a form of no-fault insurance, meaning that an employee's medical treatment and lost wages are covered regardless of who was at fault for the injury or illness. This kind of insurance helps protect drivers from injuries or illnesses caused by their job duties, such as long hours, exposure to hazardous materials, and repetitive tasks. With Workers' Compensation insurance, drivers can get the medical attention and financial compensation they need without having to prove fault. Workers' Compensation insurance also provides coverage for an employee's family if the employee dies due to an injury or illness sustained at work. This type of insurance helps ensure that the family of a cab driver can be taken care of in the event of a tragedy.
It is important for cab drivers to understand their rights and responsibilities under Workers' Compensation laws, as well as how to file a claim in the event of an injury or illness.
Workers' Compensation InsuranceWorkers' compensation insurance is a type of insurance that provides protection to cab drivers in case of injury or illness while on the job. This type of insurance covers medical expenses, lost wages and other costs related to an accident or illness. It also provides death benefits if a cab driver dies from an accident or illness sustained while on the job. This insurance is designed to help cab drivers protect themselves from financial hardship due to unexpected injuries or illnesses while on the job.
In Boston, cab drivers must have workers' compensation insurance in order to operate legally. The amount of coverage required varies by state, but typically includes medical care, lost wages, death benefits and other costs related to an accident or illness while on the job. In addition to providing financial protection for cab drivers, workers' compensation insurance can also help ensure their safety on the job. This type of insurance provides cab drivers with access to medical care and treatment for any injuries or illnesses they might sustain while on the job.
This can help ensure their wellbeing and safety while on the job. By understanding the legal regulations and insurance requirements for cabs operating in Boston, you can make sure that you are safe when you take a ride. Make sure to look for the valid inspection sticker before you get into a cab in order to ensure that it has been inspected and approved by the city. With these regulations in place, such as licensing requirements, liability insurance, workers' compensation insurance, and inspection stickers, you can rest assured that your ride will be safe.